Meet The Team

“My mandate is to carry on financial planning business in Canada with the highest ethical standards and in a manner worthy of the public confidence. I am committed to high standards of appropriateness with core values of Integrity, Quality and Responsiveness while maintaining a confidential and personal approach to each client. I help clients make informed decisions based upon their personal circumstance and with my experience and knowledge.” Richard Kilburn, Principle, CFP, CLU, RRC, BSC

RICHARD KILBURNCFP, CLU, RRC, BSc, Senior Executive Financial Consultant
Richard has worked with Investors Group since 1996. A Certified Financial Planner professional, Registered Retirement Consultant and designated Chartered Life Underwriter, Richard’s background in computer science (BSc Advanced, University of Saskatchewan, 1990) allows him to combine financial expertise with technical savvy to manage client wealth in an increasingly digital world. He and his team have received the Investors Group President’s Club Award (1999-2005, 2009, 2012, and 2013)* and President’s Elite Award (2006-2008, 2010, 2011, 2014, 2015 and 2016)**. Richard is a third generation financial planner following in his father, mother, and grandfather’s footsteps at Investors Group. Together they have over 120 years of service to the Saskatoon and area community.
Dedicated to improving community life, Richard has taken on leadership positions with various community and residents’ associations. Current charitable interests include Title Sponsorship for Saskatoon Council on Aging, Globe Walk. Married since 1992, he and his wife Brenda have two daughters, Bailey and Sydney.

*Top 3% of Investors Group Consultants based on new business
**Top 1% of Investors Group Consultants based on new business

THERESA HRYNKIWCFP, RRC, BA Adv., Associate Consultant
Theresa has been a part of Richard’s team since 2004. Before joining Richard, she was a personal banker with CIBC. Theresa has over 25 years of experience with banking, investing and tax preparation, she brings passion and determination to help clients reach their financial goals. Theresa is a Certified Financial Planner professional, Registered Retirement Consultant with an Advanced degree in Economics.

Theresa is a sponsor with Ducks Unlimited Canada and Saskatoon Wildlife federation plus contributor to many charities (including Grandmothers for Grandmothers). Together with her husband Crandall, they have two sons, Matthew and Douglas.

MICHAEL ISBISTERCFP, CIM, B Comm., Associate Consultant
Michael is a University of Saskatchewan alumnus, graduating with a Bachelor of Commerce with his major in finance. After completing his degree in 2010, Michael joined Investors Group as a consultant. On May 1st, 2015 he officially joined R. H. Kilburn & Associates to help manage and grow the teams valued clients. In 2015 he received his Certified Financial Planner designation. In the coming years, Michael plans to attain his Chartered Life Underwriter designation.

Michael is a volunteer teacher with the Global Gather Place of Saskatoon. A non-profit which helps newcomers adapt to life in Canada by offering support and skill development, acceptance and a welcoming environment. In his spare time, Michael is an avid outdoorsman, hockey player, golfer, and snowboarder.

CHARLENE ENNSExecutive Assistant
Charlene has been working in a crucial role with Richard since 2004. As lead Executive Assistant to our team, she administers the ongoing business activities, client inquiries, requests, and processes. Her ongoing efforts help to ensure our practice continues to run smoothly.

Charlene and her husband, Rob, enjoy spending time their cabin at Struthers Lake. Together they have raised a daughter and son, Miranda and Garrett.

CHERYL MANSONAdministrative Assistant
Cheryl joined our team early 2016 to help us better serve our clients. Working with Charlene, Cheryl helps to ensure our clients have a positive experience. Prior to R.H. Kilburn & Associates, Cheryl has held various administrative positions in Saskatoon.

Cheryl and husband Bob have a daughter and two sons together; Ashley, Aaron, and Brandon. Their family has been growing as they continue to welcome grandchildren into the family!


Along with our staff, R.H Kilburn & Associates is very fortunate to work alongside several Regional Specialists. 

Chad Horner
Chad HornerCFP, CLU, Insurance Planning Specialist, I.G. Insurance Services Inc.
Chad joined Investors Group in May 2010, where he provides Insurance product support and estate planning advice. He has completed IFIC and LLQP courses. He has also sat on the board of Lloydminster Big Brothers Big Sisters and helped coach minor sports teams.
Justin Lewko
Justin LewkoMortgage Planning Specialist, I.G. Wealth Management LTD.
Palmer Folk
Palmer FolkCPA, MPAcc Wealth Planning Specialist, Investors Group Securities Inc., Member of the Canadian Protection Fund
Palmer specializes in Investment analysis and decision making for high net worth clients. Previously, Palmer worked at a Chartered Professional Accounting firm where he worked on corporate year-end engagements, personal and corporate tax, and small business valuation.